Automobile
Why It Is Better for Insurance Purposes to Hit an Animal Than to Swerve Away from It
Insurance expert Michel Ypma advises drivers to hit wild animals rather than swerve to avoid them, as hitting the animal is covered by WA+ and all-risk policies, whereas swerving into obstacles may leave the driver liable for damages. Avoiding collisions often causes unnecessary stress and danger for other road users, especially during deer rutting season from mid-September to mid-October when animal activity peaks. Drivers are urged to reduce speed gradually and use horns if possible. For domestic animals, liability depends on knowing the owner; if unknown, coverage mirrors that of wild animal collisions. All-risk insurance also covers damage resulting from swerving actions.
Ozetta summarises; the reporting is the newsroom's